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I don't have quite as much left on my student loan as you, but i just paid off my provincial portion by mailing a cheque (there is interest in ontario) and reduced my federal to the minimum payment You are 100% certain that you can comfortably pay off most (or all) of the loan in a reasonable amount of time, and you are able to graduate. Personally, i think it feels way better to invest that money conservatively and let it grow.

Ohio State 50/100 Free Champion Hannah Hill Sends 2021 Verbal to Purdue

I lost out on like $50k of free money because i vowed to do everything in my power to never take a student loan, so i never checked I think it all comes down to two things And i didn't even have a disability or unusual living circumstances to increase the amount.

The recommendation i got and followed was to apply for the maximum amount of loans possible, and use the minimum amount necessary

By applying and having good grades, i got a good chunk of the loan money given to me as a grant, which you don't have to pay back. Some people say to focus on paying off my student loans first before taking a mortgage and others say i should take my time paying off student loan debt and use the money elsewhere like investments. Pay the minimums on the federal loans, throw all extra at the ab loans, and then start saving for your condo is my advice. Perverse incentives lead to poor outcomes and frankly, zero interest student loans yield perverse incentives

If you want to make secondary education free for canadians then do that and find a way to pay for it. This subreddit is a place to discuss anything related to canadian personal finance. After reading through this forum on posts about student loans, i have read some pretty bad advice (for a sub that has some excellent advice, so many get it so wrong when speaking about student loans). Welcome to /r/studentloans, the largest and oldest reddit community for discussion, information, and assistance related to the topic of student loan debt

Please feel free to join the conversation, discuss experiences, or ask for help.